Would you rather A.) have an NYC rat crawling on you in the subway, or B.) die?
This is absolutely the grossest thing that could happen to you. Rats give everyone the creeps, and I don’t think that’s an exaggeration to say literally everyone. They’ve got to be the creepiest, grossest, weirdest things on this earth. Especially New York City subway rats. I’d scratch my skin off if one of those things even laid a finger on me, let alone was crawling around on me while I slept. Nope nope nope. That thing probably just got done drinking some homeless man’s piss in the corner before climbing on his face, and that’s an experience I can do without.